You’ve worked hard for everything you’ve earned, and you deserve to enjoy retirement and have peace of mind that you’ll have enough money to live on for the rest of your life. At Howell Financial Group, we know how confusing retirement planning can be, especially when you’re trying to balance the risks and rewards of investments and other products you don’t fully understand. Our job is to simplify retirement and help bring clarity to where you are now, where you’re trying to go, and what the best path is to get there.
In an ideal situation, we’ll start having these conversations early in your career when there’s plenty of time to prepare, but that’s not always the reality of the situation. For one reason or another, you may be in a situation where time is not on your side and you need to play catch up, and we’ll work with you to devise a strategy to do just that.
Retirement Income Sources
Unlike your working years, your income in retirement will not come from one primary source, like a scheduled paycheck. It’ll come from many different places, including social security, pensions, investments, and employer-sponsored accounts. Some of the income sources are more predictable, others are more volatile, and we’ll help you understand which is which and have a strategy in place that effectively balances your risks and rewards.
Your Personalized Retirement Strategy
The team at Howell Financial Group will work with you to create a retirement income strategy that’s designed for your needs with an acceptable amount of risk, stable returns, and predictable cash flow. It will likely involve a combination of savings, fixed income and equity investments that will work together to provide a predictable stream of income for your post-employment years. We’ll help you figure out what makes the most sense for you and your family, and will continue to monitor and adjust your personalized plan as life changes and your needs evolve.
